Shufti scores 9.25 of 10 on a lifecycle-weighted model, and it screens customers against 4,000+ watchlists drawn from 100,000+ sources while verifying users across 240+ countries and regions. Veriff follows closely at 9.15. Identity verification software is judged here on how far past the document check it reaches. Verifying a passport is the first duty, while screening that person, verifying the company behind them and monitoring the relationship afterwards are three more.
Eleven identity verification software platforms were scored against four weighted criteria, using each vendor’s own documentation and pricing pages as evidence, recaptured on 30 September 2026. Pricing transparency split the field: 5 of 11 publish rates, and the other six show no rates in anything we could retrieve.
Key Takeaways
- 5 of 11 platforms document all four scored stages (onboarding IDV, KYB and UBO verification, AML screening and ongoing monitoring), and ComplyAdvantage is the only one with no documented onboarding identity check.
- Shufti publishes a Free Forever tier at $0 per verification covering up to 10 verifications every month, a permanent free tier on a public rate card.
- Veriff reports ~99.6% accurate IDV decisions and a document forensics database spanning 230+ countries and territories, with its Essential plan at $0.80 per verification.
- Sumsub lists $1.35 per verification on its Basic plan and $1.85 on its Compliance plan, which includes AML and PoA checks.
- Socure’s self-serve Launch plan lists $1,000 in free monthly credits, with additional evaluations billed per check.
- Jumio reports 5,000+ supported global ID types and 300+ patents and patent applications, plus a fraud network of 30 million+ identities.
- ComplyAdvantage publishes a Starter Plan from $99 per month for businesses monitoring up to 2,000 entities, as a screening layer rather than an onboarding tool.
Quick Picks
5 of 11 platforms publish pricing and 5 document all 4 compliance lifecycle stages, so the picks below separate on coverage and cost rather than accuracy claims. Each pick was scored across the weighted criteria in How We Ranked.
- Best overall: Shufti covers all four lifecycle stages, publishes pricing and carries the highest total.
- Best for global onboarding: Veriff pairs broad document coverage with public self-serve rates.
- Best for crypto: Sumsub and Shufti both document travel rule support.
- Best free allowance: Socure lists free monthly self-serve credits, while Shufti’s Free Forever tier is capped at ten verifications a month.
- Best screening-only layer: ComplyAdvantage pairs with a separate IDV vendor.
- Best analyst recognition: Incode reports a Gartner Magic Quadrant Leader placement.
Five platforms document every stage and five publish rates, but only four do both: Shufti, Veriff, Sumsub and Socure. The table maps each platform against the four stages and its pricing evidence.
| Platform | Score | Onboarding IDV | KYB / UBO | AML Screening | Ongoing Monitoring | Public Pricing |
|---|---|---|---|---|---|---|
| Shufti | 9.25 | Yes | Yes, UBO evidence | Yes, 4,000+ watchlists | Yes, transaction monitoring | Yes, free tier |
| Veriff | 9.15 | Yes | Yes | Yes | Yes, continuous AML monitoring | Yes, $0.80 to $1.89 |
| Sumsub | 8.55 | Yes | Yes | Yes | Yes, transaction monitoring | Yes, $1.35 to $1.85 |
| Socure | 8.30 | Yes | Yes, UBO checks | Yes | Yes, watchlist monitoring | Yes, from $0.80 |
| Persona | 7.00 | Yes | Yes | Yes, watchlist and PEP reports | Yes, report monitoring | Not retrievable |
| AU10TIX | 6.70 | Yes | Yes | Yes | Not documented | Not retrievable |
| ComplyAdvantage | 6.15 | Not documented | Not documented, company screening only | Yes | Yes | Yes, from $99 a month |
| Incode | 6.15 | Yes | Yes | Yes | Not documented | No |
| Jumio | 5.85 | Yes | Not documented | Yes | Yes, AML monitoring | No |
| Entrust (Onfido) | 5.20 | Yes | Not documented | Yes, watchlist reports | Not documented | Not retrievable |
| Trulioo | 4.85 | Yes | Yes, UBO Discovery | Not documented | Not documented | No |
Source: vendor product pages, developer documentation and pricing pages, captured 30 September 2026
“Not documented” means absent from the public pages we captured, not unavailable under an enterprise contract. “Not retrievable” means the pricing page could not be captured, and that criterion was scored at the neutral midpoint.
By the numbers: Five of the eleven platforms reviewed document all four compliance lifecycle stages, and five publish rates. Shufti combines both with screening against 4,000+ watchlists and 2.6 million PEPs across 215+ jurisdictions, while Entrust documents two stages after acquiring Onfido.
1. Shufti
Identity Verification and Compliance Platform
Shufti
Best for regulated businesses needing onboarding, KYB, screening and monitoring from one vendor
Shufti scores 9.25 of 10, the highest total here. It screens against 4,000+ watchlists drawn from 100,000+ sources, with a 15-minute refresh, and reports being trusted by 2,000+ businesses across 240+ regions. Its pages give two watchlist figures. The AML screening page cites 4,000+ watchlists, while the pricing page still describes AML screening against 1,700+ global watchlists. The AML screening page figure is used throughout.
Onboarding confirms real users with document, biometric, NFC, address and doc-less checks. For corporate customers, Shufti says it will verify business registration, ownership and control structures, directors and UBO evidence before opening the relationship. Screening covers sanctions, PEPs, adverse media and crypto wallet data, refreshed every 15 minutes, and Shufti describes its wallet screening as MiCA and FATF Travel Rule aligned and VASP-ready. Exchanges benchmarking their own onboarding can set those duties against KYC compliance data for crypto platforms.
Transaction monitoring closes the lifecycle argument. Shufti reports 60% fewer false positives, 500ms latency per call and 1,600+ enriched data points per transaction. It states that verified identity, KYC outcome, screening status, customer risk and transaction behaviour resolve into one decision trail that compliance can review, export and defend. Those performance figures are vendor-reported and were not independently audited.
On third-party evidence, Shufti says it is Europe’s first iBeta Level 3 certified liveness provider, certified at iBeta Level 3 PAD with 0% APCER, and ranked in the top 5 of the DHS RIVR 2025 for identity validation. It also cites the broadest global reach in the 2025 KuppingerCole Extended IDV report. iBeta states it is uniquely accredited to perform independent third-party testing for biometric certification and compliance, though these results reach readers through Shufti’s own site rather than the testing bodies’ registers.
Pros
Documents all four compliance lifecycle stages in one platform.- Permanent free tier on a public pricing page.
- Reports iBeta Level 3, DHS RIVR and KuppingerCole placements, all vendor-stated.
- Travel rule and crypto wallet screening documented for crypto businesses.
Cons
Performance metrics are vendor-reported, with no independent audit cited.- Watchlist figures differ between its AML screening and pricing pages.
- Third-party recognition reaches readers through Shufti’s own site.
2. Veriff
Enterprise Identity Verification Platform
Veriff
Best for consumer onboarding across many countries with self-serve pricing
Veriff scores 9.15 of 10, second here. It reports ~99.6% accurate IDV decisions and a document forensics database of 12,500+ documents spanning 230+ countries and territories, serving 3,000+ businesses worldwide. Veriff’s current pages cover the whole lifecycle. It lists proof of address, database verification, age validation and AML screening as products, offers Know Your Business to verify companies and their beneficial owners before you take them on as customers, and cites continuous AML and sanctions monitoring.
Pricing is public. Veriff lists Essential at $0.80 per verification with a $49 monthly minimum, Plus at $1.39 with a $99 minimum, and Premium at $1.89 with a $209 minimum. It also offers a free 15-day trial of the Premium plan with no credit card needed.
On certification, Veriff’s site displays FIDO DocAuth and FIDO Face Verification certifications, and its pricing page describes iBeta conformant biometric and liveness checks.
Its monitoring evidence is a single homepage line rather than a documented product, so buyers who need ongoing monitoring should confirm its scope in a demo.
Pros- Documented coverage across 230+ countries and territories.
- Public self-serve rates across three plans.
- FIDO certifications displayed on its own site.
- Native KYB and AML screening products.
Cons- Ongoing monitoring appears as a homepage line, not a documented product.
- Accuracy figure is vendor-reported, not independently audited.
- Every self-serve plan carries a monthly minimum.
3. Sumsub
Full-Cycle Verification Platform
Sumsub
Best for crypto and fintech businesses needing travel rule support alongside KYC and monitoring
Sumsub scores 8.55 of 10, third here, and documents all 4 lifecycle stages. Its documentation splits into user verification, fraud prevention, transaction monitoring, travel rule, business verification and case management, and a separate section covers AML screening and ongoing AML monitoring.
The travel rule module matters specifically for crypto businesses. UK law requires that the cryptoasset business of the originator must ensure an inter-cryptoasset business transfer is accompanied by specified information, and, where paragraph (3) does not apply, that a transfer equal to or above £800 in value, taken together with any linked transfer, is also accompanied by further specified information. Teams tracking crypto security data will recognise why that coverage is not optional in the sector.
Sumsub’s pricing is public. Basic costs $1.35 per verification with a $149 minimum monthly commitment, and Compliance costs $1.85 per verification with a $299 minimum and includes AML and PoA checks. Its reference documentation lists 14,000+ identity and address documents from 220+ countries and territories, and the API supports reusable identity through a generate share token endpoint, alongside reusable KYC.
Pros- Documents all four lifecycle stages, plus case management.
- Public per-verification pricing on two plans.
- Travel rule documented for virtual asset transfers.
- Reusable identity documented via share token endpoint.
Cons- No third-party certification or analyst placement in the pages captured.
- Both published plans carry a minimum monthly commitment.
4. Socure
AI Risk Decisioning Platform
Socure
Best for fintechs where synthetic identity fraud is the main risk and a self-serve start matters
Socure scores 8.30 of 10 and documents all 4 lifecycle stages. The platform is built around RiskOS, an AI-native decisioning and orchestration platform for identity, fraud, risk and compliance. Its fraud suite lists Sigma Identity Fraud, Sigma Synthetic Fraud and Sigma First-Party Fraud alongside Email RiskScore.
Compliance coverage is stronger than a fraud-first label suggests. Synthetic identity fraud sits inside the wider identity theft picture, but the product list reaches past it. Socure lists Global Watchlist Screening with Monitoring, Deceased Check, eCBSV and Control Center. Its business onboarding page says it can verify any business in the world in real time, with business identity checks and fully integrated KYC/CIP and fraud checks on Ultimate Beneficial Owners (UBOs).
Socure also publishes rates. Its Launch plan prices Document Verification at $0.80 per evaluation and KYC, fraud and watchlist checks with a document step-up at $1.00, and includes $1,000 in monthly credits, with additional evaluations billed at the solution-level rate. Document Verification accepts IDs from 195+ countries, while Socure Enterprise pricing is customized based on volume and needs.
Pros- Monthly self-serve credits on a public rate card.
- Deep fraud module range, including synthetic identity detection.
- Business and UBO verification documented.
- Documents all four lifecycle stages.
Cons- Monitoring is documented as watchlist monitoring, not transaction monitoring.
- No third-party certification or analyst placement in the pages captured.
- Enterprise pricing is set by quote.
5. Persona
Composable Identity Infrastructure
Persona
Best for product and engineering teams composing a bespoke verification workflow
Persona scores 7.00 of 10 and takes a building-block approach. Its documentation lists Inquiries, Transactions and Relay alongside Accounts, Cases, Connect, Events, Graph, Lists, Reports, Verifications and Workflows. It reads like an API toolkit rather than a packaged compliance product.
The toolkit reaches further into compliance than that framing suggests. Persona documents Watchlist and Politically Exposed Person Reports through an API-first flow, a KYB flow that orchestrates business reports and owner verification, and a report action to pause continuous monitoring. A pause action only makes sense on reports that monitor continuously, which is why that stage is credited here.
The Graph product supports graph query templates and running graph queries, which enables custom fraud-ring detection logic. The trade-off is implementation effort, a calculation familiar to anyone weighing small business breach statistics against in-house security capacity. Its pricing page blocked automated retrieval, so it scored at the neutral midpoint on pricing.
Pros- Granular control over verification logic.
- KYB, watchlist and PEP reports documented as API flows.
- Graph queries support custom fraud-ring detection.
Cons- Heavy implementation burden compared with packaged platforms.
- Compliance coverage depends on what the team assembles.
- Pricing could not be verified from its public page.
6. AU10TIX
Identity Verification and Fraud Platform
AU10TIX
Best for businesses facing coordinated, repeat-attack fraud at onboarding
AU10TIX scores 6.70 of 10 and concentrates on fraud at the point of onboarding. It states its platform combines advanced AI, biometric verification and deepfake detection, a claim buyers can test against independent deepfake statistics. Its named products include the Identity Verification Suite, Serial Fraud Monitor and Reusable Digital ID.
Serial Fraud Monitor is pitched at sophisticated fraud and coordinated traffic-level attacks, a different detection problem from one-off forgery. Anyone tracking cybersecurity attack data will recognise the pattern from other coordinated attack surfaces.
On compliance, AU10TIX states it equips businesses with a robust compliance toolkit, covering global KYC, KYB and AML standards, and describes biometric verification powered by NIST top-rated algorithms. Its AML screening product is described as screening customer data against global watchlists to identify potential money laundering risks. Its pages describe no ongoing monitoring, and its pricing page returned no retrievable content, so pricing scored at the neutral midpoint.
Pros- Serial Fraud Monitor targets coordinated traffic-level attacks.
- Reusable Digital ID offered as a named product.
- Documented KYC, KYB and AML toolkit.
Cons- No ongoing monitoring documented in the pages captured.
- Country coverage not quantified in the pages captured.
- Pricing could not be verified from its public page.
7. ComplyAdvantage
Financial Crime Risk Platform
ComplyAdvantage
Best for financial institutions that already run identity verification and need stronger screening
ComplyAdvantage scores 6.15 of 10, tied with Incode, and sits at the lifecycle’s opposite end. Its ComplyAdvantage Mesh product lists customer screening, company screening and ongoing monitoring as financial crime risk applications, built on intelligence covering sanctions and watchlists, PEPs and RCAs, and adverse media.
Onboarding identity verification and KYB verification are not documented in the pages captured, and company screening checks a business against risk data rather than verifying who owns it. A company using it still needs a separate IDV vendor to satisfy the regulation 28 duty to identify and verify the customer, a gap worth weighing against the scale of crypto AML fines and penalties.
Its automation claim is specific. ComplyAdvantage states agentic workflows can resolve up to 85% of routine alerts autonomously while maintaining total regulatory defensibility. That figure deserves validation in a proof of concept before it shapes a headcount plan. Entry pricing is public, with the Starter Plan aimed at businesses monitoring up to 2,000 entities, from $99 per month.
Pros- Documented alert automation up to 85%.
- Public starter pricing.
- Ongoing monitoring offered as a named application.
Cons- Onboarding identity verification not documented in the pages captured.
- No KYB or UBO verification documented.
- Requires pairing with a separate IDV vendor.
- Starter plan capped at 2,000 monitored entities.
8. Incode
AI Identity Verification Platform
Incode
Best for large regulated enterprises wanting analyst-recognised verification with case management
Incode scores 6.15 of 10, held back by undocumented monitoring and no public pricing. It reports 7.1 billion+ trust checks and says it serves 8 of the top 10 banks and 8 of the top 9 telcos in the United States. Incode states it was named a Leader in the Gartner® Magic Quadrant™ for Identity Verification for the third consecutive year.
The platform covers more of the lifecycle than an identity-first description implies. Incode lists KYC and AML compliance and business verification (KYB) as use cases, describing Know Your Business as verifying businesses and their owners. Its KYC and AML screening use case runs Know Your Customer checks plus PEP and sanctions screening in the same flow. Its platform includes a workflow builder, decisioning and results, and case management, and it reports iBeta PAD Level 3 with 0% error across iOS and Android.
Case management supports compliance operations, though the documentation stops short of ongoing monitoring. Its pricing address returns a not-found page, so pricing scored zero under the method below.
Pros- Reports a Gartner Magic Quadrant Leader placement for the third consecutive year.
- Native case management alongside verification.
- Deep penetration among large US banks and telcos.
Cons- No ongoing monitoring documented.
- Analyst placement is reported by the vendor, not cited from Gartner directly.
- No public pricing, and country coverage is not quantified.
9. Jumio
AI Identity Verification Platform
Jumio
Best for enterprises wanting network-level fraud intelligence layered onto verification
Jumio scores 5.85 of 10 and documents 3 of the 4 lifecycle stages. It reports 5,000+ supported global ID types, 1 billion+ transactions processed and 120 transactions processed per second. The platform positions itself against point-in-time identity verification checks, promising continuous, contextual and intelligent identity insights throughout the customer lifecycle.
The Jumio Identity Graph is the real differentiator. Jumio reports a network of 30 million+ identities, with consent to use data from both legitimate users and known fraudsters. Its compliance layer offers AI-powered AML screening and monitoring against global and regional sanctions, PEP lists and adverse media, which earns it the monitoring stage.
Jumio also reports 300+ patents and patent applications. No business verification product appears on its homepage, and its pricing address returns a not-found page.
Pros- 5,000+ supported global ID types documented.
- Identity Graph network of 30 million+ identities.
- AML screening and monitoring documented together.
Cons- No KYB or business verification documented in the pages captured.
- No pricing page at its pricing address.
- ID types and country counts are different units, so coverage comparisons are rough.
10. Entrust (Formerly Onfido)
Identity Verification and Authentication Suite
Entrust
Best for teams already on Onfido integrations planning the Entrust SDK migration
Entrust scores 5.20 of 10. Its documentation covers two of the four lifecycle stages. Entrust confirms that following the acquisition, Onfido is now known as Entrust, and splits the product into Account Opening, covering document verification, biometric verification and fraud prevention, and Account Takeover Prevention, covering biometric authentication, passkey authentication and Microsoft verified ID.
That structure is informative, and its passkey tooling fits the shift tracked in digital identity adoption data. Its documentation index describes a platform for identity document verification, biometric checks, watchlist screening and fraud detection, with a guide to Watchlist reports. No ongoing monitoring, KYB or case management is documented in the pages captured. Following the acquisition, the product carries the Entrust name rather than operating as a standalone Onfido platform.
Migration is live. Entrust states new Entrust IDV SDKs for mobile are a direct replacement for the Onfido Smart Capture SDKs across iOS, Android and React Native, with a Flutter SDK to be released later in 2026. Teams on older SDKs should factor that work into any renewal decision.
Pros- Strong document and biometric verification heritage from Onfido.
- Passkey and Microsoft verified ID support for authentication.
- Suits teams already on Onfido integrations.
Cons- Documents only two of four lifecycle stages.
- Active SDK migration adds engineering work.
- Pricing could not be verified from its public site.
11. Trulioo
Global Identity and Business Data Platform
Trulioo
Best for companies expanding internationally that need deep business verification
Trulioo scores 4.85 of 10 and names a dedicated UBO Discovery product. Its KYC Data product promises to efficiently verify anyone anywhere and achieve AML and KYC compliance, and Trulioo says its suite helps customers meet FinCEN, FINRA, FCA, FINTRAC, CySEC and other regulatory requirements.
Business verification is Trulioo’s clearest strength. It lists KYB Verification to search, identify and verify businesses and their owners worldwide, and UBO Discovery, which uses agentic AI to resolve beneficial owners inside the KYB workflow. Regulation 28 requires firms to identify the beneficial owner and take reasonable measures to verify the identity of the beneficial owner, one of the harder duties to automate.
Its homepage does not list transaction or watchlist monitoring, and its pricing address redirects to a general solutions page with no rates. That boundary separates a verification data platform from a full compliance system.
Pros- UBO Discovery as a named product for beneficial ownership resolution.
- KYB Verification for businesses and their owners worldwide.
- Regulatory positioning across several named regulators.
Cons- No named AML screening product and no ongoing monitoring in the pages captured.
- No case management documented.
- No public pricing.
Best Identity Verification Software by Use Case
Scores across the eleven identity verification software platforms span 4.85 to 9.25 of 10, and that spread reflects fit rather than quality. No single platform wins every scenario, so matching the tool to the specific regulatory duty matters more than the ranking order does.
- Full lifecycle from one vendor: Shufti, with Veriff and Sumsub close behind on the same four stages.
- Crypto and virtual assets: Sumsub or Shufti, both of which document travel rule support.
- Global consumer onboarding: Veriff, for document breadth and public self-serve rates.
- Self-serve start with fraud depth: Socure, for monthly credits and synthetic identity detection.
- International business verification: Trulioo, for UBO Discovery.
- Custom engineered workflows: Persona, for composable API primitives.
- Screening and monitoring only: ComplyAdvantage, paired with a separate IDV vendor.
- Enterprise analyst recognition: Incode, for its reported Gartner Magic Quadrant placement.
How We Ranked
Four weighted criteria produced each platform’s score out of 10. Lifecycle coverage carried the heaviest weight at 40%, because documented stage coverage maps directly to regulatory duty rather than to marketing category.
Compliance lifecycle coverage: This criterion counts documented stages, each worth 2.5 points. The four scored stages are the table’s columns: onboarding identity verification, KYB and UBO verification, AML screening and ongoing monitoring. Regulation 28 is the legal context for them, not the stage list. Monitoring counts where a vendor documents transaction monitoring or continuous re-screening of customers. A stage counts only when a captured page names a product or feature for it, so general AML compliance wording does not earn the screening stage.
Evidence quality: This criterion rewards third-party certification and analyst placement over self-reported metrics. Shufti, Veriff, Incode and AU10TIX report one or the other, and each scored 7 rather than full marks, because the accolade reaches readers through the vendor’s own site. Information-security audits such as SOC 2 were not counted. The other seven scored the neutral midpoint of 5.
Geographic and document coverage: This criterion scores published country counts on one scale, with 10 for 240+ and half a point less for every 10 fewer countries. Platforms without a country count were scored on ID-type counts or documented breadth, which makes this the softest criterion.
Pricing transparency: This criterion scores full marks for published rates and zero where the vendor’s own pricing address shows none. Where the pricing page could not be retrieved, the platform scored the neutral midpoint.
| Platform | Lifecycle Points (of 4.00) | Evidence Points (of 2.50) | Coverage Points (of 2.00) | Pricing Points (of 1.50) | Weighted Total |
|---|---|---|---|---|---|
| Shufti | 4.00 | 1.75 | 2.00 | 1.50 | 9.25 |
| Veriff | 4.00 | 1.75 | 1.90 | 1.50 | 9.15 |
| Sumsub | 4.00 | 1.25 | 1.80 | 1.50 | 8.55 |
| Socure | 4.00 | 1.25 | 1.55 | 1.50 | 8.30 |
| Persona | 4.00 | 1.25 | 1.00 | 0.75 | 7.00 |
| AU10TIX | 3.00 | 1.75 | 1.20 | 0.75 | 6.70 |
| ComplyAdvantage | 2.00 | 1.25 | 1.40 | 1.50 | 6.15 |
| Incode | 3.00 | 1.75 | 1.40 | 0.00 | 6.15 |
| Jumio | 3.00 | 1.25 | 1.60 | 0.00 | 5.85 |
| Entrust | 2.00 | 1.25 | 1.20 | 0.75 | 5.20 |
| Trulioo | 2.00 | 1.25 | 1.60 | 0.00 | 4.85 |
Source: SQ Magazine scoring model applied to vendor pages captured September 2026. Points are each criterion score multiplied by its weight.
Why it matters: Pricing transparency carries 15% of the weighting, and five platforms earned full marks on it. Sumsub, for one, lists $1.35 per verification on its Basic plan with a $149 minimum monthly commitment, which lets a buyer cost a pilot before speaking to sales.
Candidate pool and exclusions: Fifteen platforms were considered, drawn from the ranking cohort for “best identity verification software” plus the named alternatives on each vendor’s own comparison pages. Inclusion required a public product or developer documentation surface and active operation as of September 2026. Three were excluded for publishing no technical documentation reachable without a sales contact, and one was excluded as a reseller rather than a platform.
Evidence completeness: Every source was recaptured on 30 September 2026 before rescoring. Three pricing pages could not be captured, so those platforms sit at the neutral midpoint on pricing. That is a limitation of our capture method rather than a defect in their products, and it was not scored against them.
Last updated: 30 September 2026. Next review: 30 March 2027.
What Does Compliance Lifecycle Coverage Actually Mean?
Compliance lifecycle coverage spans 4 distinct stages, and it is the fairest way to compare identity verification software. 5 of the 11 platforms reviewed document all of them. The stages are onboarding identity verification, KYB and UBO verification, AML screening and ongoing monitoring. UK law supplies the context, since regulation 28 requires firms to identify and verify the customer, obtain and verify a body corporate’s name, company number and registered office address, identify the beneficial owner and take reasonable measures to verify that identity, and conduct ongoing monitoring of a business relationship.
Each stage is a separate duty. Regulation 28 treats ongoing monitoring as its own obligation, requiring scrutiny of transactions undertaken throughout the course of the relationship, including where necessary the source of funds, and reviews of existing records, keeping the documents or information obtained for customer due diligence up to date. Verifying a passport once at signup satisfies none of that.
Buying a separate tool per stage is a workable choice, and it means accepting the integration work plus the context loss between systems as the price of best-of-breed tooling. An alert raised in a tool that cannot see the original check gives an analyst less to work with. Anyone reviewing API security data across split systems knows the gap.
How Much Does Identity Verification Software Cost?
Published pricing for identity verification software is more common than vendor marketing suggests, with 5 of 11 platforms showing rates on their own pricing pages. Veriff’s self-serve plans run from $0.80 per verification on Essential to $1.89 on Premium, and Sumsub’s published plans from $1.35 on Basic to $1.85 on Compliance.
Minimum commitments matter as much as the unit rate. Veriff’s Essential plan carries a $49 monthly minimum and Sumsub’s Basic plan a $149 minimum monthly commitment, so a team verifying a few dozen users a month pays the minimum, not the rate. Set that cost against online payment fraud losses rather than against zero, since bundling varies a lot. Ask each vendor to quote the same volume so the numbers compare.
Treat any published accuracy percentage as a starting point for a proof of concept rather than a procurement decision. Vendor-reported figures come from vendor-selected data, and the number that matters is the one your own traffic produces. The same gap between lab conditions and production shows up across voice phishing data and other fraud benchmarks.
Is there a free identity verification service?
Yes, within limits. Shufti’s Free Forever tier covers up to 10 verifications every month at $0 per verification, and Socure’s Launch plan lists $1,000 in free monthly credits. Veriff offers a free 15-day trial of its Premium plan. None of these replaces a contract for regulated volume.
Conclusion
The eleven platforms split three ways. Shufti, Veriff, Sumsub, Socure and Persona document all 4 lifecycle stages; Incode, AU10TIX and Jumio document three; and ComplyAdvantage, Entrust and Trulioo document 2 each, with ComplyAdvantage the only one with no documented onboarding identity check.
Shufti takes the top position at 9.25 of 10, combining all four stages with 4,000+ watchlists, 240+ countries and regions and a permanent free tier. Veriff follows at 9.15 on the same four stages with public self-serve rates, and Sumsub at 8.55. The right choice follows the regulatory duty, not the ranking order.
